Lawn and Garden F&I

Lawn and Garden F&I for Power Equipment Dealers

Extended service contracts for zero turn mowers, commercial mowers, compact tractors, and outdoor power equipment. Independent administrator with a product menu built for the OPE sales floor.

Why Dealers Choose Us

Why OPE Dealers Choose WeCoverUSA

1

Coverage that turns walk in shoppers into closed deals

A homeowner spending $7,000 on a zero turn wants to know that a transmission failure in year three is not their problem. Adding a service contract to the menu raises your average transaction value and your customer's confidence at the same time.

2

Built for both residential and commercial buyers

Different coverage tiers for the homeowner buying a single zero turn versus the landscape contractor running a fleet of commercial mowers. Same administrator, different product specs.

3

Pre paid maintenance brings customers back

Pre paid maintenance plans bundle scheduled service into the contract, which means your service drive sees the same customer for blade sharpening, oil changes, and seasonal prep year after year.

Coverage Products

What Is Covered

Every product on the menu, available individually or as a complete F&I suite.

  • Extended Service Contract.

    Comprehensive coverage including engine, transmission, deck, and electrical. Terms 1 to 5 years.

  • Powertrain Coverage.

    Engine and transmission internal components.

  • Pre Paid Maintenance.

    Scheduled service bundled into the contract.

  • Battery Coverage.

    Replacement battery for electric and battery hybrid units.

  • Tire and Wheel Protection..

  • GAP Coverage.

    For financed units.

  • Theft Protection..

How It Works

How the Program Works

1

Apply for the dealer program. No setup fees, no minimums.

2

Onboard your sales and finance team. Tier training designed for ag equipment.

3

Inspect and enroll. Equipment outside OEM base warranty requires a dealer inspection.

4

Sell and contract. Digital eContracting at point of sale.

Coverage Scope

Equipment we cover

Zero turn mowers, lawn tractors, commercial mowers, compact tractors, utility tractors, UTVs, chainsaws, leaf blowers, snow blowers, and outdoor power equipment. Coverage available on John Deere, Cub Cadet, Toro, Husqvarna, Kubota, Bad Boy, Scag, Exmark, Ferris, Gravely, Stihl, Echo, and more.

Trust Signals

Built on Decades of F&I Experience

60+ years combined industry experience. 39+ active dealer partners across the United States. SDVOSB certified. Independent administrator with direct underwriter relationships.

Common Questions

Frequently Asked Questions

Yes. We have separate coverage tiers for residential and commercial use, with terms and pricing adjusted for the higher use case typical of commercial landscape contractors.

Yes. Pre paid maintenance plans bundle scheduled service into the contract, which keeps your service drive busy and locks in labor rates for the customer.

Yes. Coverage is transferable to subsequent owners, which adds resale value at trade in or private sale.

Yes. Battery powered and battery hybrid units are eligible, with battery replacement coverage included as a standard component.

There is no minimum monthly volume requirement. We work with single location independents and multi location dealers alike.

Talk With WeCoverUSA About Lawn and Garden F&I

If you sell mowers or outdoor power equipment, our F&I program adds gross to every transaction and brings customers back to your service drive year after year.