Lifetime powertrain service contracts for outboard, inboard, stern drive, and personal watercraft engines. Plus hull, trailer, and accessory coverage. One independent provider for your entire marine F&I menu.
Marine engines are the single largest claim driver in the industry. Our lifetime powertrain contract covers outboard, inboard, stern drive, and diesel power plants for the life of the vessel, transferable to the next owner. That is a number your finance manager can put in front of a customer who is wavering at the contract.
Our marine programs cover the engine, the trailer, and the tow vehicle while it is towing the trailer. Roadside coverage extends to the rig. Few competitors bundle this completely.
Many marine dealerships rely on front end sales margins because they lack a structured F&I process. WeCoverUSA gives marine dealers a turnkey product menu, training, and digital tools so the finance office can run profitably even without a dedicated F&I manager.
Every product on the menu, available individually or as a complete F&I suite.
Covers internal engine components for the life of the vessel. Outboard, inboard, stern drive, and diesel.
Comprehensive coverage for engines, drives, and onboard electronics. Terms up to 96 months on qualifying units.
Coverage for gel coat, upholstery, and cosmetic damage.
Protection for the boat trailer including axles, brakes, and lighting.
Tire, wheel, and roadside coverage for the tow vehicle while in the act of towing.
Pays the difference between insurance settlement and loan balance after a total loss.
Replacement battery for the life of the contract.
Depth finders, GPS, navigation electronics, livewell systems, and trolling motors.
Reimbursement for on water assistance and dockside repair calls.
Apply for the dealer program. No setup fees. No monthly minimums.
Onboard your team. Product training, menu integration, and compliance review tailored for marine.
Quote and contract digitally. Our 15 minute turn process is built for the marine sales floor.
Get paid. Dealer reserve and reinsurance for qualifying volume.
Yamaha, Mercury, Honda Marine, Suzuki, Evinrude, Volvo Penta, MerCruiser, Indmar, Cummins, Yanmar. Bass boats, pontoons, ski and wake boats, center consoles, walkarounds, cabin cruisers, personal watercraft, and trailers.
60+ years combined industry experience. 39+ active dealer partners across the United States. SDVOSB certified. Independent administrator with direct underwriter relationships.
Yes. Our marine programs cover the boat trailer in full, and tire, wheel, and roadside coverage extends to the tow vehicle while it is in the act of towing the boat.
Outboard, inboard, stern drive, and diesel engines on new and qualifying pre owned vessels. Eligibility for pre owned vessels typically extends to current and 10 previous model years.
If your customer experiences a covered breakdown on the water, the contract reimburses the cost of on water towing, haul out, or dockside repair calls up to the contract limit.
Yes. Hull and interior protection is a separate ancillary product that can be sold standalone or bundled into a package with the service contract.
Most marine claims are authorized within 24 to 48 hours. Payment goes directly to the authorized service center.
If you sell boats, personal watercraft, or marine equipment, we can have your finance office quoting our products inside of two weeks. No setup fees, no monthly minimums.